Are you a UK national living in Almeria (or nearby) and need expert financial advice? At Scottsdale, we specialise in helping British expats in Spain make wider decisions with their money.
Our team can assist in a wide range of financial advice areas including pensions, investments, estate planning (inheritance tax), tax planning and protection. We can help you gain a clearer understanding of the tax laws in front of you – giving you confidence to build a long-term plan.
We are always up-front about our costs and fees, letting you know what work is involved with crafting your financial plan. If we point you towards other companies – such as for an insurance product – we will let you know about any commissions, we receive.
Our Almeria financial advisers offer a free, no-commitment initial meeting to get to know you. This allows you to ask us questions and feel comfortable with our process. From there, we hope to work alongside you to help you achieve your financial objectives.
Why Choose Us?
Living in Almeria, Murcia or another part of Spain can be very rewarding as a British expat – but, also very challenging from a financial planning perspective. As UK financial advisers based here in Almeria, we understand the unique experience faced by British nationals living abroad.
We are unique in having a wealth of experience helping Spain-based UK expats navigate complex tax laws in both the UK and Spain. We speak your language (literally) and uphold the high professional standards expected by financial services companies in the UK.
How We Help
Many British expats understandably feel overwhelmed or confused by multiple currencies, regulations, and residency laws. Our first job as financial advisers are to help clients in Almeria fully comprehend their current financial position.
Once you know where your assets and liabilities stand, it becomes easier to plot a course towards where you want to go with your financial plan. We can craft a series of recommendations considering your situation and desired goals, helping you to move in the right direction. The plan we devise is holistic – joining the various parts of your financial plan together:
Pension & retirement planning
International pension transfers and consolidation
Estate planning & inheritance tax
Financial protection planning (e.g. life insurance and private medical insurance)
Repatriation and financial planning
Our process is very intuitive. We simply start with a conversation to get to know each other. We take time to understand what your current needs, challenges and aspirations are. From there, we can begin to tailor a bespoke strategy to assist you.
We go into great detail in this process, leaving no stone unturned. Our financial advisers in Almeria analyse your pension, portfolio, and tax plan to identify potential issues and opportunities – illuminating a set of action points to improve your financial standing.
Once the plan is put to you (and you are happy with it), we start to implement it. For example, this might involve tracking down lost pensions and consolidating small pots into a single, easy-to-manage pension pot. Maybe your investments can be improved – saving on fees and improving your prospects to generate better returns.
Over time, we meet to discuss your progress and address any problems which may have caused you to veer off-track. We can highlight changes that may be required in light of new information – such as updated tax laws in the UK and/or Spain – and help you adapt.
Interested in starting a conversation? Get in touch to arrange your free, no-commitment consultation with one of our financial advisers in Murcia.
We look forward to meeting you!
Ruta De La Cesteria 8
Campos Del Rio
Telephone: +34 902 099 250
This communication is for informational purposes only and is not intended to constitute, and should not be construed as investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, it is subject to change, and we are not responsible for any errors or omissions.